
With our new quoting software you now have the access to shop and compare term life insurance rates from top term life insurance companies in Florida.
Visit our secure Easy Quote Page to get a Florida term life insurance quote comparison from top rated Florida insurance companies. We are a Florida based insurance agency that continually monitors Florida’s insurance market for the best term life insurance companies. Input your information once at our secure Easy Quote Page and we can quote it with all of our carrier’s in one easy step. We will email, fax, or call with your quote comparison, normally within 24 business hours. It’s the easiest way to get quotes from multiple companies online.
Term life insurance is a life insurance policy that can be purchased for a certain period of time (or term). The most common terms are 5, 10, 20, and 30 years. During the term of the policy if the insured dies then the policy limit is paid out to beneficiaries the insured has selected. If the insured does not die during the term of the policy the insured can renew the policy for another time period or walk away if life insurance is no longer necessary.
Term life insurance is the least expensive form of life insurance because you only pay premiums on the pure cost of the insurance. Conversely a whole life or universal life insurance policy will charge additional premiums to be invested by the insurance carrier that will build a cash value in the life insurance policy which may be borrowed against or cashed out at a later date. Because you only pay the pure premium, the term life insurance policy does not build any cash value like the universal and whole life policies.
You will find that Florida term life insurance rate quotes vary greatly depending on the amount of life insurance you need, your age, your health, and whether you are a tobacco user or not. It is best to pick a budget that you would be comfortable with each month and call to speak with one of our staff to see how your monthly budget can maximize your coverage.
We represent and compare rates of some of the top rated insurance companies in Florida including Genworth, Met Life, Prudential and many more.
We are licensed to write insurance throughout the state of Florida including but not limited to Jacksonville, Miami, Tampa, St. Petersburg, Orlando, Tallahassee, Cape Coral, and Pembroke Pines.